Do you file both business and personal taxes?

We handle all major business filings (Schedule C, 1120-S, 1065, 990) and your individual 1040. Everything stays in sync, and you don’t have to manage multiple vendors or repeat your numbers.

What makes your tax filing different from other firms or TurboTax?

Most preparers just enter numbers. We use the MERNA™ Method to analyze your entity, structure your deductions, and ensure every filing decision is proactive—not reactive. You’re not just getting a return. You’re getting a strategic document built to reduce your taxes long term.

Can you help if I’m behind on taxes?

Yes—we specialize in helping clients catch up. Whether it’s one year or five, we’ll build a clean-up plan, file accurate returns, and help you avoid penalties or reduce what you owe.

Do I need to clean my books before working with you?

No. We’ll clean up your bookkeeping as part of the filing process if needed. Messy books, missing 1099s, or past filing errors? We’ve got it covered.

How long does it take to file?

Once we receive all documents, most returns are completed and ready for your review in 7–10 business days. Rush filing is available during peak season.

Do you offer audit protection?

Yes. We document every deduction, reference IRS code where needed, and keep internal records that can support your return if the IRS ever asks questions. Our goal is not just filing—it’s filing with protection.

What’s the investment?

Each return is priced based on complexity. Basic business returns start around $750, while more advanced filings (S-Corp, multi-year cleanup, or strategy implementation) are quoted after a free assessment. Most clients see 3x–6x ROI in tax savings.

Hawaii 2026 Tax Changes — What the One Big Beautiful Bill Act (OBBBA ) Means for Residents

On January 1, 2026, the federal tax landscape shifted in a positive and historic way. The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, made permanent the major tax cuts from the 2017 Tax Cuts and Jobs Act (TCJA) and introduced new, taxpayer-friendly benefits. The long-dreaded 2026 “tax cliff” has been averted.

Planning ahead? Read the 2027 Hawaii Tax Changes Guide to see what business owners and investors should prepare for next.

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For Hawaii residents, who navigate both a high cost of living and a state income tax, these permanent federal changes provide significant and welcome relief. This guide breaks down exactly how the new OBBBA tax law impacts every Hawaii taxpayer—from W-2 earners in Honolulu and tourism professionals in Maui to business owners in Kona and retirees across the islands.

Get a 2026 Hawaii Tax Strategy

Federal Changes Bring Relief to Hawaii Taxpayers

While Hawaii has its own state tax system, your federal tax bill is a major part of your overall financial picture. OBBBA has made that picture much brighter

Lower Federal Tax Brackets are PERMANENT

The biggest news is that the lower individual income tax rates from the TCJA are now permanent. The anticipated jump in federal tax rates has been avoided.

Hawaii Impact:

This is a crucial win for Hawaii’s working families. In a state with such
a high cost of living, having lower, predictable federal tax rates provides much-needed breathing room. Dual-income households in Honolulu, military families, and professionals in the healthcare and tourism sectors will all benefit from keeping more of their hard-earned money.

The Federal Standard Deduction is PERMANENT

The higher federal standard deduction, which simplifies tax filing for millions, is also here to stay.

Hawaii Impact:

A permanent, higher federal standard deduction is a direct benefit for the majority of Hawaii residents. It provides a substantial, straightforward deduction on your federal return, lowering your taxable income without the need for complex itemization, which is especially helpful in a high-cost state.

The QBI Deduction is PERMANENT and ENHANCED (Federal Level)

The 20% Qualified Business Income (QBI) Deduction is not expiring. OBBBA made it a
permanent part of the federal tax code and even improved it.

Important Note for Hawaii: Hawaii is a non-conforming state, meaning it does not offer a
state-level QBI deduction. However, this powerful 20% deduction remains fully available on your federal tax return.

This is a major federal benefit for Hawaii’s:

Key OBBBA Enhancements to QBI:

Hawaii Impact:

For the thousands of small businesses that drive Hawaii’s economy, the permanent federal QBI deduction provides certainty and significant federal tax savings. Strategic planning to maximize this federal benefit is more important than ever.

New Federal Tax Breaks for Hawaii Residents

HOBBBA also introduced several new federal deductions that are highly relevant to Hawaii’s workforce and population: In 2026:

Tip Income Deduction: Deduct up to $25,000 in tip income—a massive benefit for workers in Hawaii’s world-class tourism and hospitality industry.
Senior Deduction:An additional $6,000 deduction for individuals 65 and older, providing federal tax relief for Hawaii’s kupuna (subject to phase-out).
Overtime Deduction: Deduct up to $12,500 ($25,000 for joint filers) of qualified overtime pay.

Hawaii-Specific Tax Considerations for 2026

Hawaii has a progressive state income tax with rates up to 11%. Unlike many states, Hawaii also taxes most forms of retirement income, including pensions and IRA/401(k)
distributions.

While the permanent lower federal tax rates under OBBBA provide significant relief, your state tax liability remains. This makes integrated federal and state tax planning essential.

For owners of Hawaii’s valuable real estate, OBBBA brings good news. The 100% bonus depreciation for qualified property is now a permanent part of the federal tax code. 6 This allows investors to immediately write off the cost of certain improvements on their federal return, making strategies like cost segregation extremely powerful. For property owners in Honolulu, Maui, and across the islands, this permanent provision provides a stable foundation for managing and growing real estate investments.

What Hawaii Taxpayers Should Do Now

Update Your Tax Plan: Your old strategy, based on the fear of expiring tax cuts, is obsolete. It’s time to build a new plan based on permanence and new federal opportunities.
Integrate Federal and State Planning: Work with a professional who understands how to maximize permanent federal benefits while navigating Hawaii’s state tax laws.
Maximize the Federal QBI Deduction: If you own a business, ensure your structure and bookkeeping are optimized to claim the full 20% federal QBI deduction.
Leverage Real Estate Benefits: Plan your real estate investments to take full advantage of permanent 100% bonus depreciation on your federal return

Hawaii 2026 Tax FAQ

Does Hawaii conform to the QBI deduction?

No — QBI is federal-only.

Will my federal taxes go up?

Most Hawaii residents will see higher federal taxable income due to deduction and bracket changes.

Are families affected?

Yes — reduced credits will affect many Hawaii families.

Are STR owners impacted?

Yes — reduced depreciation and stricter rules apply.

Are retirees affected?

Yes — federal changes also influence Hawaii state taxation of retirement income.

Get Your Personalized 2026 Hawaii Tax Plan

Living in paradise comes with a unique financial landscape. The new, permanent federal tax
laws under OBBBA provide a powerful tailwind for Hawaii residents. To make the most of it,
you need a strategy that aligns these federal benefits with your specific situation in Hawaii.
A personalized strategy session will ensure you are structured to capture every new and
permanent advantage.

Because tax situations vary by individual and business, many Hawaii residents choose to work with a qualified tax professional. You can explore available Hawaii tax services here:

How LLC Owners Save on Taxes in 2026

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