How LLC Owners Save on Taxes in 2026

FL Miami, Florida — Tax Write-Offs & Strategies 2026
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CITY TAX PROFILE · 2026
FL
Miami, Florida
6 city-specific strategies · No local income tax
KEY TAX FACTS
OZ Available · Sales Tax: 7.0%
Local Income Tax
None
No local income tax
Combined Sales Tax
7.0%
Real Estate Transfer Tax
$0.60 per $100
Opportunity Zones
Available
Capital gains deferral available
CITY BUSINESS TAX

Miami-Dade County Local Business Tax Receipt: Rates vary by business type, location, and other factors; City of Miami Business Tax Receipt: Rates vary by business type and are determined by City Code (sec. 31-50)

Short-Term Rental (Airbnb/VRBO) Rules:

Short-term rentals require a state license from the Florida Department of Business and Professional Regulation and may require city-specific permits; Miami Beach has specific prohibitions in certain zones.

Key Planning Insight for Miami:

Miami's lack of state and local income tax presents a significant advantage for business owners and investors, making strategic planning around property and business-specific taxes paramount.

These are the dominant professions and industries in Miami. Click your profession to see your personalized write-off list.

These strategies are especially powerful or unique for Miami residents and business owners. Click any strategy to learn more.

Running an LLC or business in Miami? Here's what you need to know about local taxes, entity structure, and the write-offs that matter most in this city.

Miami LLC Tax Exposure
Miami LLCs are taxed as pass-through entities at the federal and Florida state level. There is no local income tax in Miami, so LLC profits are only subject to federal and Florida state tax.
S-Corp Election in Miami
Miami business owners earning $60,000+ in net profit should seriously consider electing S-Corp status. By splitting income between salary and distributions, you eliminate self-employment tax (15.3%) on the distribution portion — saving thousands annually.
Top LLC Write-Offs in Miami
Miami LLC owners can deduct: all ordinary business expenses (IRC §162), home office (IRC §280A), vehicle & mileage, Section 179 equipment expensing, retirement contributions (Solo 401k or SEP-IRA), health insurance premiums, and business meals. Note: Miami's city business tax may itself be deductible as a business expense on your federal return.
Miami Real Estate LLC Strategies
Miami real estate investors can use LLCs for asset protection and tax efficiency. Key strategies include cost segregation studies, bonus depreciation, 1031 exchanges, and the Short-Term Rental (STR) loophole. Miami has active Opportunity Zones — LLC investors can defer and reduce capital gains taxes by investing in designated OZ areas.

Miami business owners face both Florida state taxes and Miami-specific local taxes. Understanding both layers is essential for effective tax planning.

Miami Tax Write-Off FAQs

Common questions about Miami business taxes, LLC structure, and local write-offs — answered by Uncle Kam's tax advisors.

WHAT MOST MIAMI BUSINESS OWNERS DON'T KNOW
  • Miami has active Opportunity Zones — investors can defer and reduce capital gains taxes by investing in designated OZ areas.
  • S-Corp election can save Miami business owners $5,000–$20,000/year in self-employment taxes — most accountants don't proactively recommend it.
  • Most taxpayers leave the QBI deduction unclaimed — it reduces taxable income by up to 23% starting 2026 under the OBBBA.
Who Uses This Strategy

This city guide is commonly used by the following taxpayer profiles. Click to see all strategies for your situation.

Your Biggest Missed Deduction Is Probably Listed Above

Uncle Kam clients save an average of $5,000–$40,000/year. The strategies that make that possible are unlocked on a free strategy call.

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