How LLC Owners Save on Taxes in 2026

Tax Preparation Services in Rhode Island

Rhode Island’s most comprehensive tax preparation for contractors, healthcare workers, educators, creatives, service-industry workers, remote employees, real estate investors, retirees, and small business owners — serving Providence, Warwick, Cranston, Pawtucket, and the entire state.

WHY RHODE ISLAND RESIDENTS NEED SPECIALIZED TAX PREPARATION

Rhode Island is small — but the tax problems here aren’t.
It has one of the most complex and diverse income landscapes in New England, especially compared to its size.

Most Rhode Island taxpayers juggle multiple income sources, including:
✔ Healthcare W-2s with differential, bonuses & shift variations
✔ Contractor/1099 trades income
✔ University & academic income (Brown, RISD, PC, JWU)
✔ Creative & freelance income (artists, musicians, designers, filmmakers)
✔ Remote-worker W-2s from MA, NY, NJ, CA, WA, TX & nationwide firms

✔ STR/LTR rentals in Providence County, East Bay & South County
✔ Hospitality income (tips + multi-job W-2s)
✔ Manufacturing/technical W-2s
✔ K-1 partnership distributions
✔ Capital gains on RI/MA real estate
✔ Pension + Social Security stacking
✔ Multi-W-2 household income
✔ IRS notices from rental, contractor, multi-state, or academic issues

Rhode Island residents need high-level, multi-industry, multi-stream tax strategy, not basic filing.

THE RHODE ISLAND TAX LANDSCAPE

FULL BREAKDOWN

Rhode Island’s economy blends:
● Healthcare & medical systems
● Education & universities
● Construction & trades
● Creative/freelance workforce
● Remote-work tech + corporate employees
● Service & hospitality sectors
● Real estate investment (STR/LTR)
● Manufacturing & logistics
● Government employees
● Retiree-heavy coastal regions

Your RI tax profile depends on whether you:

  1. Work in healthcare, contracting, education, remote work, or creative industries
  2. Own one or more rental properties
  3. Receive stock compensation
  4. Have multi-state income (especially MA ↔ RI crossover)
  5. Are retired with pension/SSA income
  6. Have contractor/1099 revenue
  7. Generate creative or gig income
  8. Sold RI/MA property
  9. Operate an LLC or multi-entity business
  10. Have K-1 or partnership income

Rhode Island demands expert tax engineering across industries.

HEALTHCARE WORKERS (STATEWIDE)

Healthcare professionals face:
● Differential pay
● Overtime classification
● Licensing & CE expenses
● Multi-site W-2 issues
We fix healthcare pay complexities.

CONTRACTORS & TRADES (WARWICK, CRANSTON, PAWTUCKET)

Contractors commonly suffer from:
● Missed mileage & equipment deductions
● Subcontractor payment gaps
● Tools & materials under-claimed
● Inaccurate bookkeeping
● Missing quarterly planning
We maximize contractor deductions with precision.

CREATIVE & FREELANCE WORKERS (PROVIDENCE & PAWTUCKET)

Creatives often face:
● Misclassified 1099 income
● Missing expense categories
● Multi-job W-2 + freelance mixes
● IRS scrutiny
We build flawless creative-tax systems.

REMOTE WORKERS (RI’S MOST RAPIDLY GROWING GROUP)

Remote workers face:
● Wrong-state withholding
● Multi-state W-2 sourcing errors
● Stock comp misreported
● MA ↔ RI tax mismatches
We correct and optimize everything.

STR/LTR RENTAL PROPERTY OWNERS

Growing rapidly in:
● Providence
● Cranston
● Pawtucket
● Warwick
● Newport/South County (future expansion)
Most RI landlords miss:
● Depreciation
● STR vs LTR rules
● Passive vs active participation
● Multi-property tax planning
● Capital gains timing
We implement complete rental tax systems.

EDUCATION & UNIVERSITY WORKERS

Academic employees deal with:
● Stipends
● Grants
● Adjunct pay
● Fellowship taxation
We classify all academic income with total accuracy.

HOSPITALITY & SERVICE WORKERS

A major employment category statewide.
Common issues:
● Tips missing
● Under-withholding
● Multi-employer W-2 confusion
We reconstruct accurate reporting.

RETIREES (MAJOR POPULATION IN RHODE ISLAND)

Retirees face:
● Pension taxation
● SSA integration
● RMD planning
● Multi-state relocation handling
We help retirees protect more income.

INDIVIDUAL TAX PREPARATION IN RHODE ISLAND

We support:
● Healthcare workers
● Contractors & tradespeople
● Remote employees
● Creative professionals
● Educators & university staff
● Hospitality workers
● Real estate investors
● Retirees
● High-income households
● K-1 partners

Our individual services include:

● Federal + Rhode Island filing
● STR/LTR rental depreciation
● Contractor deduction engineering
● Healthcare classification
● Remote-worker multi-state corrections
● Academic income classification
● Stock comp modeling
● Capital gains strategy
● IRS notices + amendments
● Pension + SSA planning
● Estimated taxes
● MERNA™ long-term strategy

INDIVIDUAL TAX PREPARATION IN RHODE ISLAND

BUSINESS TAX PREPARATION IN RHODE ISLAND

We support:
● Construction & trades
● Creative studios & agencies
● Healthcare practices
● Real estate LLCs
● Restaurants & hospitality
● Consultants & service businesses
● Multi-LLC entrepreneurs

Business services include:
● S-Corp, LLC, C-Corp & partnership filings
● Bookkeeping cleanup
● Payroll & compliance
● Depreciation schedules
● Multi-state vendor reporting
● Quarterly forecasting
● MERNA™ entity optimization

BUSINESS TAX PREPARATION IN RHODE ISLAND

MERNA™ STRATEGY FOR RHODE ISLAND RESIDENTS

M — Maximize Deductions
Healthcare, contracting, rentals, creatives, remote workers.

E — Entity Optimization
LLC/S-Corp structure for trades, rentals, creatives & consultants.

R — Real Estate Leverage
STR/LTR depreciation + capital gains timing + multi-property modeling.

N — Navigate IRS Code
Multi-state rules, stock comp, rental laws, academic income.

A — Advanced Multi-Year Plan
A Rhode Island–specific 3–10 year tax map.

MERNA™ STRATEGY FOR RHODE ISLAND RESIDENTS

FIND ARHODE ISLAND TAX PREPARER

Tax Professional Directory

Interactive directory embed coming soon
This section will feature a searchable, filterable directory of certified tax professionals in your area, complete with credentials, specialties, and booking capabilities.

CITIES WE SERVE IN RHODE ISLAND

Providence

Warwick

Cranston

Pawtucket

POPULAR RHODE ISLAND TAX MARKETS

Providence

RHODE ISLAND

Warwick

RHODE ISLAND

Cranston

RHODE ISLAND

Pawtucket

RHODE ISLAND

Newport

RHODE ISLAND

East Providence

RHODE ISLAND

FAQ — TAX PREPARATION IN RHODE ISLAND

Do RI remote workers need multi-state corrections?

Almost always.

Do landlords need depreciation?

Yes — biggest missed deduction in RI.

Do contractors overpay without planning?

Nearly always.

Do creatives need specialized tax prep?

Absolutely — income is nonstandard.

Do retirees need structured strategy?

Yes — especially with RI’s tax nuances.

Ready to Optimize Your Rhode Island Taxes?

Work with a strategist who understands healthcare, rentals, contractors, remote work, creatives & multi-source income households.