Do you file both business and personal taxes?

We handle all major business filings (Schedule C, 1120-S, 1065, 990) and your individual 1040. Everything stays in sync, and you don’t have to manage multiple vendors or repeat your numbers.

What makes your tax filing different from other firms or TurboTax?

Most preparers just enter numbers. We use the MERNA™ Method to analyze your entity, structure your deductions, and ensure every filing decision is proactive—not reactive. You’re not just getting a return. You’re getting a strategic document built to reduce your taxes long term.

Can you help if I’m behind on taxes?

Yes—we specialize in helping clients catch up. Whether it’s one year or five, we’ll build a clean-up plan, file accurate returns, and help you avoid penalties or reduce what you owe.

Do I need to clean my books before working with you?

No. We’ll clean up your bookkeeping as part of the filing process if needed. Messy books, missing 1099s, or past filing errors? We’ve got it covered.

How long does it take to file?

Once we receive all documents, most returns are completed and ready for your review in 7–10 business days. Rush filing is available during peak season.

Do you offer audit protection?

Yes. We document every deduction, reference IRS code where needed, and keep internal records that can support your return if the IRS ever asks questions. Our goal is not just filing—it’s filing with protection.

What’s the investment?

Each return is priced based on complexity. Basic business returns start around $750, while more advanced filings (S-Corp, multi-year cleanup, or strategy implementation) are quoted after a free assessment. Most clients see 3x–6x ROI in tax savings.

Arizona 2026 Tax Changes — What the One Big Beautiful Bill Act (OBBBA ) Means for You

On January 1, 2026, the federal tax landscape undergoes a historic and positive transformation. The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, has made permanent many of the major tax cuts from the Tax Cuts and Jobs Act (TCJA) and introduced new beneﬁts for taxpayers. This is a signiﬁcant shift from the long-expected 2026 “tax cliﬀ.”

Because tax situations vary by individual and business, many Arizona residents choose to work with a qualified tax professional. You can explore available Arizona tax services and professionals by location and specialty.

For every Arizona resident—from W-2 earners in Phoenix and Tucson to retirees in Sun City and business owners in Scottsdale—these changes are overwhelmingly positive. This guide provides a clear, localized breakdown of how the permanent tax laws under OBBBA will impact your income, business, and ﬁnancial strategy in 2026 and beyond.

Get a 2026 Arizona Tax Strategy

Arizona Tax Planning You Can Trust

What’s Actually Changing in 2026 — The Arizona OBBBA Update

The narrative of expiring tax cuts is over. OBBBA has locked in major beneﬁts and added new ones. Here’s what Arizona residents need to know.

Federal Standard Deduction is PERMANENT

The higher federal standard deduction is now a permanent feature of the tax code, providing stability and simplifying tax ﬁling for millions.

Arizona Impact

While Arizona has its own standard deduction, the permanent, higher federal deduction is a signiﬁcant beneﬁt. It ensures that fewer Arizonans, especially homeowners in high-cost-of-living areas like Scottsdale and Chandler, will be forced into the complexity of itemizing deductions. This provides a stable foundation for tax planning.

Lower Federal Tax Brackets are PERMANENT

The lower individual income tax rates from the TCJA are also here to stay, preventing a sudden tax hike for Arizona families and professionals.

Arizona Impact

This is excellent news for Arizona’s diverse workforce, including tech professionals in the Phoenix-Scottsdale corridor, healthcare workers in Mesa, and the state’s large construction and trades sector. Families earning between $, and $, will avoid the significant tax increases they were previously expecting.

The QBI Deduction is PERMANENT and ENHANCED

This is the most critical update for Arizona’s business community. The 20% Qualiﬁed Business Income (QBI) Deduction is not expiring. OBBBA has made it a permanent part of the tax code and even improved it.

Arizona This is a major victory for Arizona’s:

Key OBBBA Enhancements to QBI:

Arizona Impact:

This is a massive win for the state’s thriving small business ecosystem. From realtors in the booming Phoenix market to STR owners in Sedona and Flagstaﬀ, the permanent QBI deduction provides tens of thousands of dollars in annual tax savings, fueling further investment and growth.

New Federal Tax Breaks for Arizona Residents

OBBBA also introduced several new deductions that will directly beneﬁt many in Arizona:

Tip Income Deduction: Deduct up to $25,000 in tip income—a signiﬁcant beneﬁt for Arizona's large hospitality sector.
Senior Deduction: An additional $6,000 deduction for individuals 65 and older, providing relief for Arizona’s large retiree population in communities like Sun City and Green Valley (subject to phase-out).
Overtime Deduction: Deduct up to $12,500 ($25,000 for joint ﬁlers) of qualiﬁed overtime pay.
Auto Loan Interest Deduction: Deduct up to $10,000 in interest on new personal vehicle loans from 2025-2028

Arizona-Specific Considerations for 2026

Arizona’s Flat Tax and Federal Conformity

Arizona boasts a competitive 2.5% ﬂat state income tax. While this rate remains unchanged, your state tax bill is calculated based on your federal Adjusted Gross Income (AGI). Because OBBBA makes permanent many federal deductions, it helps keep your AGI lower, which in turn reduces your state tax liability. Arizona generally conforms to the Internal Revenue Code, meaning many of these federal beneﬁts will ﬂow through to your state return.

Arizona’s Booming Real Estate Market

For property owners in hot markets like Phoenix, Scottsdale, and Flagstaﬀ, OBBBA brings welcome news. The 100% bonus depreciation for qualiﬁed property is now permanent. This allows real estate investors to immediately write oﬀ the cost of certain assets, making strategies like cost segregation incredibly powerful. With Arizona’s real estate market poised for continued growth in 2026, timing property sales and managing capital gains exposure remains a critical planning point.

STR Owners in Scottsdale, Sedona, and Flagstaff

As a top STR market in the U.S., Arizona investors beneﬁt greatly from OBBBA. The permanence of the QBI deduction and 100% bonus depreciation provides a stable foundation for proﬁtability. However, the IRS continues to focus on material participation and proper documentation. Proactive planning is essential to ensure you continue to qualify for these valuable deductions.

What Arizona Taxpayers Should Do Now

Update Your Tax Strategy: Your old plan, based on the assumption of expiring tax cuts, is now obsolete. It’s time to build a new strategy based on permanence and new opportunities.
Review Your Business Structure: With the QBI deduction now permanent, is your current entity (LLC, S-Corp, Sole Proprietorship) still the most tax-eﬃcient choice for your goals?
Plan for New Deductions: Strategize how to maximize the new tip, overtime, and senior deductions starting in 2026.
Leverage Real Estate Beneﬁts: With permanent 100% bonus depreciation, now is the time to evaluate real estate investments and cost segregation studies.

Arizona 2026 Tax FAQ

Are Arizona state taxes going up in 2026?

No — the rate is not changing, but your taxable income may increase.

Is QBI still available in 2026?

Yes. QBI is now permanent, but threshold and documentation rules change.

Does the Child Tax Credit shrink?

Yes — roughly cuts in half.

Are STR owners in Arizona affected?

Extremely — depreciation, QBI qualification, and participation rules get tighter.

Will my paycheck be smaller in 2026?

For many Arizonans, yes — due to bracket increases.

Get Your Personalized 2026 Arizona Tax Plan

The tax landscape has permanently shifted in your favor. Don’t operate on outdated assumptions. A personalized strategy session will ensure you are structured to maximize every new and permanent beneﬁt under OBBBA.

How LLC Owners Save on Taxes in 2026

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